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HARLINGEN AREA TEACHERS' CREDIT UNION
4321 W. Expressway 83, Harlingen,
2910 E. Grimes, Harlingen or 345 N. Williams Rd. San Benito
PH. (956) 423-5792 (BOTH LOCATIONS) HARLINGEN FAX (956) 423-3105
SAN BENITO FAX (956) 361-1652
Effective July 15, 2010
Rates subject to change without notice
| Savings Accounts |
.25% APR
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.25% APY
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| Club Accounts |
.25% APR
|
.25% APY
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| $100.00 Minimum Average Daily Balance Required to Earn Interest. |
| Interest Bearing Checking |
.25% APR
|
.25% APY
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| $100.00 Minimum Average Daily Balance Required To Earn Interest. An early withdrawal penalty will apply if terms of certificate are changed before the maturity date. Please call for details. |
| 180 Day Certificate of Deposit |
.75 APR
|
.75% APY
|
| 1 Year Certificate of Deposit |
1.00% APR
|
1.01% APR
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| 2 Year Certificate of Deposit |
1.75% APR
|
1.76% APY
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| 3 Year Certificate of Deposit |
2.25% APR
|
2.27% APY
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| 4 Year Certificate of Deposit |
2.25% APR
|
2.27% APY
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| $100.00 Minimum Average Daily Balance Required to Earn Interest . An early withdrawal penalty may apply for withdrawals before age 59-1/2. Please call for details. |
| 1 Year IRA Certificate of Deposit |
1.00% APR
|
1.01%APY
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| 2 Year IRA Certificate of Deposit |
1.75% APR
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1.76% APY
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| 3 Year IRA Certificate of Deposit |
2.25% APR
|
2.27% APY
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| 4 Year IRA Certificate of Deposit |
2.25% APR
|
2.27% APY
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APR - Annual Percentage Rate
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APY - Annual Percentage Yield
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***ALL CERTIFICATE AND IRA CERTIFICATE RATES
SUBJECT TO CHANGE DAILY***
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Hit a Home Run!
Be automatically entered to win a Family 4 - Pack
to see the Houston Astros this season with a funded
New Personal or New Auto Loan!
7/15/10 - 8/31/10
"Special Terms and Conditional May Apply, Auto Loans are no less than 3.99% APR
APR - Annual Percentage Rate; Loans are subject to credit approval; Rates are based on credit score. Existing HATCU Loans are not eligible One (1) entry per closed loan; Travel, Hotel & Meals are not included."
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Stomp A Quarter Off!
Not just a promotion anymore!
Receive a Quarter (.25) Percent off the Current Rate
when you apply online at hatcu.coop
Receive an additional Quarter (.25) Percent off the Current Rate
when you set up Auto Pay.
Speak with our Loan Department for more details.
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| APR - Annual Percentage Rate |
| Rates Subject to Change Daily - Please call Credit Union (956) 423-5792 for current rates. |
| *Special Terms and Conditions May Apply. Promotions Subject to Stop at Any Time. |
LOAN RATES
| Loan Type |
Percent Down |
Term |
Rate |
| New Auto |
0% |
Up To 60 Months |
4.49% - 17.99% |
| New Auto $20,000 and Up |
10% |
72 Months |
4.49% - 17.99% |
| Loan Type |
NADA Value |
Term |
Rate |
| Used Auto |
Trade-In |
Up To 60 Months |
4.49% - 17.99% |
| Used Auto $20,000 and Up |
Trade-In |
72 Months |
4.49% - 17.99% |
| Loan Type |
Percent Down |
Term |
Rate |
| Vehicle Refinance (Up to 4 years old) |
Based on NADA |
Remaining Term |
4.49% - 17.99% APR |
| New Boat |
10% |
|
6.49% - 17.99% APR |
| Used Boat |
10% OF APPRAISAL |
|
6.49% - 17.99 APR |
| Rec. Veh. |
10% |
|
6.49% - 17.99% APR |
| Mastercard |
N/A |
30 Day Grace/No Annual Fee |
5.90% - 18.00% APR |
| Mastercard Gold |
N/A |
30 Day Grace/No Annual Fee |
5.90% - 18.00% APR |
| CD Secured |
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Not to Exceed CD Term; May Borrow up to 90% of Certicate Amount
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3.00% over CD RATE |
| Shared Secured |
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N/A
May Borrow up to $900
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5.50% APR |
| Personal Loan |
N/A |
|
7.99% - 17.99%
APR |
| APR-Annual Percentage Rate |
ASK HOW YOU CAN RECEIVE .25% OFF ANY REGULAR LOAN RATE
(DOES NOT INCLUDE PROMOTIONAL RATES)
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